CONTENTS

Charitable Gift Annuity—Immediate Payment

How It Works

1. Transfer cash or other property to Saint Rose
2. Saint Rose guarantees to make lifetime payments for up to two annuitants

Benefits

• Guaranteed payments for life that are favorably taxed 
  1.  When gift is funded with cash, part of payment will be tax-free
  2.  When gift is funded with appreciated property, part will be taxed as capital gain, part will be tax-free, and part will be taxed as ordinary income

• Federal income-tax deduction for a portion of your gift
• Gift will provide generous support for Saint Rose

Next Steps

• I'd like to see a detailed description of this gift
• I'd like to have a confidential conversation with a gift-planning
  officer about this gift plan or other options
• I'd like a personal calculation of this gift

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